Terms and Conditions

Introduction

These Website Standard Terms and Conditions written on this webpage shall manage your use of our website situated at truevineinsurance.com, including all affiliated websites linked to truevineinsurance.com by Truevine Group, LLC, its subsidiaries, and affiliates (collectively, the “Website). Truevine Group, LLC owns and operates the Website.  

These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of the Website’s Standard Terms and Conditions.

Minors or people below 18 years old are not allowed to use this Website. This Website is offered and available to users who are 18 years of age or older and reside in the United States. By using this Website, you represent and warrant that you meet all of the foregoing eligibility requirements.

Accessing the Website

Truevine Group, LLC reserves the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website.

To access the Website or some of these resources it offers, you may be asked to provide certain registration details or other information. It is mandatory that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide is governed by our Privacy Policy, and you consent to all actions we take with respect to your information in accordance with our Privacy Policy.

Intellectual Property Rights

Other than the content you own, under these Terms, Truevine Group, LLC and/or its licensors own all the intellectual property rights and materials contained in this Website. All the intellectual property rights and materials are protected by the United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

You are granted a limited license only for purposes of viewing the material contained on this Website. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website.

Restrictions

You are specifically restricted from all of the following:

  • publishing any Website material in any other media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using this Website in any way that is or may be damaging to this Website;
  • using this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to this Website;
  • using this Website to engage in any advertising or marketing.
  • Impersonating or attempting to impersonate Truevine Group, LLC, a Truevine Group, LLC employee, producer, agent, or any other entity.

Certain areas of this Website are restricted from being accessed by you and Truevine Group LLC may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential, and you must maintain confidentiality as well.

Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images, or other material you choose to display on this Website. By displaying Your Content, you grant Truevine Group a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be invading any third-party’s rights. Truevine Group LLC reserves the right to remove any of Your Content from this Website at any time without notice.

Your Privacy

Please read Privacy Policy.

No Warranties

This Website is provided “as is,” with all faults, and Truevine Group LLC expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.

Limitation Of Liability

In no event shall Truevine Group LLC, nor any of its officers, directors, and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract.  Truevine Group LLC, including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby indemnify to the fullest extent Truevine Group LLC from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Variation Of Terms

Truevine Group, LLC reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time. Your continued access or use of the Website following the changes constitutes your acceptance of the new Terms and Conditions.

Assignment

Truevine Group LLC is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Truevine Group LLC and you in relation to your use of this Website and supersede all prior agreements and understandings.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Oklahoma, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Oklahoma for the resolution of any disputes.

Privacy Notice Statement for Qualified Health Plans

We are authorized to collect personally identifiable information (PII) from you by the Centers for Medicare and Medicaid Services (CMS). Any PII we collect is used to assist you in (a) applying for Marketplace coverage or financial assistance; (b) enrolling in a Marketplace qualified health plan; and (c) checking the status of your coverage and making updates throughout the year.

If you choose to give us PII, we may share this information with CMS and/or the insurance carrier you enroll with. CMS will maintain this information in a federal System of Records. PII is used or disclosed only under the following circumstances: apply for health insurance coverage or financial assistance, determine eligibility for health coverage; determine eligibility for premium tax credits and cost sharing reductions; choose an insurance plan; enroll in a health plan; check the status of coverage; and make updates to your health insurance application.

Any PII you provide is voluntary. If you choose not to provide us with the PII requested, or not respond to certain questions, we may not be able to help you enroll in a qualified health plan through the Marketplace. In this case, we recommend reaching out to the Marketplace Call Center directly at 1-800-318-2596 (TTY: 1-855-889-4325) for further assistance.

For more information, please review the CMS Privacy Notice on HealthCare.gov